Course Objective

Characteristics Of Annuity Products

Parties to an Annuity Contract

Annuity Sponsors

Types of Annuity Contracts

Fixed Annuities

Variable Annuities

Exercise I

Stages Of A Fixed/Variable Annuity Contract

The Accumulation Stage

Single Premium

Periodic Payments

The Distribution Stage

Fees And Other Costs Related To Fixed/Variable Annuities

Fees

Tax-Related Charges

Disclosure of Fees and Charges

Suitability Standards For Variable Annuities

Risk Elements Related To Fixed/Variable Annuities

Tax Advantages Of Fixed/Variable Annuities

Exercise II

Licensing And Registration Issues Related To Fixed And Variable Annuities

Fixed Annuities

Variable Annuities

Continuing Education Requirements

Glossary

Annuity Products Quiz

Exercise I

Exercise II